Fast Decisions. Flexible Financing.
Strategic Capital for Every Growth Opportunity.
Bridge Funding from $1M to $50M — Fast Approvals. Flexible Terms. Funds Disbursed Within 2–4 Working Days.
Frequently Asked Questions
Here are some of the most frequently asked questions on Finlix Capital, if you have any other doubts, please contact us here.
Frequently Asked Questions (FAQ's)
Get Credit Evaluation done and instant loans through our NBFC and use it to:
- Grow Business exponentially.
- Save costs on credit purchase.
- Manage cash flow gaps.
Get evaluation done now and again approach the NBFC for disbursement of funds when needed. Funds get disbursed by the NBFC in 24 hours.
Avail financing upto 60 Lakhs based on choice of product and credit appraisal.
Our NBFC takes 1-3 working days for credit evaluation.
Purchase Financing
Purchase Financing empowers businesses to procure raw materials, inventory, and essential supplies without disrupting cash flow. By enabling bulk purchases, businesses can negotiate better supplier pricing, improve operational efficiency, and strengthen their production capabilities while preserving working capital.
Usually, manufacturers, traders and retailers who need raw materials to produce goods are eligible for raw material financing.
Raw materials that can be financed include but are not limited to, plastics, metals, minerals, chemicals, agricultural commodities, and textiles.
Approval takes from a few hours to a week, depending on the complexity of the transaction and the responsiveness of all parties involved. Established relationships with financers can expedite this process.
The repayment term for purchase financing depends on the working capital cycle of the borrower.
Business Loan
Small-business owners, partnerships, or corporations can apply for a business loan.
The interest rate on a business loan varies depending on factors such as the lender, the creditworthiness of the borrower, and the type of loan.
The business loan limit depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we can offer upto 60 Lakhs.
It is highly inadvisable to do so as it can affect your credit score drastically, preventing you from securing future loans.
You can pay your loan back before the repayment schedule, but a nominal prepayment charge will be imposed on you.
Working Capital Loan
The amount of working capital you can borrow depends on your business needs.
Eligibility requirements for a working capital loan will require you to have good credit, a steady stream of revenue, and a business plan.
Yes, you can use a working capital loan for any business expenses, including payroll, rent, inventory, marketing, and equipment purchases.
Although your business may be running smoothly, there will be lean periods when it won’t have the cash to cover immediate or short-term costs. This could be because of delayed payments or unplanned expenditure. In these times, a working capital loan will help you meet daily expenses. Further, to grow your business, you will need to hire more people and a larger space to operate from. This leads to an increase in your expenses that needs to be met up-front. A working capital loan can help you grow your business without financial concerns.
Depending on the eligibility, you can get the working capital loan in as short a time span as 48 hours, after you submit the required documents.
Loan Against Property (LAP)
We accept residential, commercial, or industrial property for LAP.
You can avail upto 25 Lakhs, depending upon property valuation and borrower worthiness.
This varies from lender to lender, but platforms like Finlix Capital that use a digitalised process quickly approve your loan and disburse the funds. Delays can be due to the evaluation of the property and due diligence.
The loan amount is usually determined based on the valuation of the property, income-to-debt ratio and credit score.
A loan against property (LAP) gets you a higher loan sanction at a low cost.
Get Funding For Your Business
Let our experts guide you to the right funding solutions, empowering your business to achieve success in a competitive market.
